Descripción del proyecto
Cambiar la percepción de los edificios ecológicos
El diseño, la construcción y el funcionamiento de los edificios son responsables del agotamiento de muchos de los recursos naturales del planeta. Aunque el cambio a edificios más ecológicos es una solución fundamental, muchos bancos y propietarios dudan en invertir en esto. El objetivo del proyecto SMARTER, financiado con fondos europeos, es impulsar un cambio de mentalidad al respecto. Su finalidad es ayudar a las familias a reflexionar sobre las ventajas económicas de las medidas eficientes en materia de energía al analizar el coste de la compra de una vivienda. Además, proporcionará a los inversores y promotores una mejor comprensión de los criterios de rendimiento energético. Para lograr ambos objetivos, el equipo de SMARTER ha creado la «Green Homes Investment Platform» y el ecosistema «Green Homes Solution Providers».
Objetivo
"Many citizens, particularly in nascent green building markets, make suboptimal decisions in the design and construction choices for renovation approaches and new home purchases due to a fear of bank financing. Borrowing sufficiently to bring forward necessary resources to build homes properly both reduces citizens’ “Total Cost of Monthly Ownership” (loan payment plus energy, health and repair costs) while unlocking a critical increase of construction budgets facilitating ownership of the greenest, high-quality homes. Financing Green Homes with the borrower subject to lower monthly operating costs is less risky to banks which provide discounted credit without harming profits.
The SMARTER project effectively communicates the benefits of Green Homes to citizens and other key stakeholders to bring a systemic solution to a systemic problem that inhibits the financial industry to design and offer green finance products and the citizens to understand and request them. SMARTER replicates a successful “Green Homes and Green Mortgage” program to 12 new countries, addresses barriers and brings green innovation with relevant research and cluster formation, adapts essential tools for administration and communication, and effectively expands collection of actual energy and financial performance to improve risk analysis with local data. Public investment is leveraged and ambitious green EU targets are supported as banks, developers, and green solution providers all contribute budgets to increase private financing for building exemplary homes.
The SMARTER “Green Homes Investment Platform” guides new programs to a suitably ambitious, common definition of green investments and facilitates institutional investment by collaborating with ongoing initiatives including EeMAP and EEFIG; aligning with EC objectives such as “Mainstreaming Energy Efficiency Finance” and advancing the Financial, Technical and Behavioral de-risking championed by “Smart Finance for Smart Buildings""."
Palabras clave
Programa(s)
Convocatoria de propuestas
Consulte otros proyectos de esta convocatoriaConvocatoria de subcontratación
H2020-LC-SC3-EE-2018
Régimen de financiación
CSA - Coordination and support actionCoordinador
020334 Bucuresti
Rumanía
Organización definida por ella misma como pequeña y mediana empresa (pyme) en el momento de la firma del acuerdo de subvención.